9 posts categorized "James W. Russell" Feed

By James W. Russell

The ad from TIAA-CREF, the company that administers university and other retirement plans, which ran alongside my Yahoo inbox was too enticing to ignore. I clicked on the bait: “You could get ninety percent of your income and maintain your lifestyle in retirement.” The click brought me to another eye-catching claim: “On average, participants in TIAA-administered plans are on track to replace over ninety percent of their income in retirement.” These were eye-catching claims because I had been in TIAA for over thirty-five years and would be replacing nowhere near ninety percent of my preretirement income. Nor would anyone else I knew who was in TIAA. Read more →


Beacon Broadside: A Year in Review

As 2014 comes to a close, we look back at some top Beacon Broadside posts, as well as a few overlooked gems. Read more →


In a recent conversation with New Books in Sociology, James W. Russell, author of 'Social Insecurity: 401(k)s and the Retirement Crisis', outlined the inadequacies of the 401(k) system and explained alternatives for Americans who want to maximize their benefits and live comfortably in retirement. Read more →